CLIENT Services to continue building CERTAINTY
We believe, your retirement success just begins when you become our clients. It is critical you have the proper guidance across these areas to ensure your retirement happens as hoped.
Retirement Services To Complete Your Plan
Sunny Skies Ahead
The following Client Services are offered free of charge for our clients.
Client Access & Reviews
Retirement Distribution Planning
Annual Client Reviews
Reviews are an important part of your retirement success. Ongoing communications and conversations about any changes, updates, adjustments, etc. will help to ensure Peace of Mind in your retirement.
Questions & Clarity
Making sure any questions, concerns or further clarity needs are done timely use the following link to schedule time with us or simply call us direct.
Retirement Income Planning
In Retirement, Income Is King! Solving your retirement floor is the most critical step in your planning. Predictable - Longevity - Efficiency?
Social Security Planning
For many, this may be their biggest asset in retirement. For everyone, this should be their foundation in retirement planning. Understand your options is step one.
Distribution Planning
Retirement is all about distribution planning. What is your best approach to have a secure retirement in the most efficient way? Times have changed and the old withdrawal approaches are outdated, provide no certainty, and inefficient.
Retirement Healthcare Planning
Medicare Planning
Whether already in Medicare or getting ready for Medicare. Understanding ALL your options, rules, coverage & costs are critical. Decisions should always be made with what is best for you.
Extended HealthCare Planning
Long term care is your biggest risk in retirement. Traditional health coverage (Medicare, etc.) does not provide "custodial" coverage. Understanding what it is, care costs and current options is a must.
Dental - Hearing - Vision Protection
When you have NONE or very little coverage the expenses can add up. There are some really attractive coverage options and affordable solutions.
End of Life Planning
Estate Funding
There is no one size fits all. Recent law changes require a more proactive approach to ensure your desires are carried out.
Legacy & Wealth Transfer Planning
How your assets transfer to your loved ones, charity, etc. requires a proactive approach to make sure your bequests are set up properly. Understanding your options and approaches under the new laws will help you avoid costly mistakes to your loved ones.
Retirement Tax Considerations
Life & Last Expense Planning
Whether looking to protect loved ones in the event of your death or to ease the costs associated with dying there are a variety of options that fit your needs and budgets.
In Retirement, your taxes become much more complicated and wrong decisions about distribution can create unexpected tax hits. Do you understand today's laws on qualified money, provisional income, etc.?
Future Financial Planning
Personal Pension Planning
With Less Robust Pensions being offered and with more limits, fees, market volatility & tax implications Many are Establishing Private Pension Plans. Not only are these plans Easy To Start for almost anyone, they provide Safety, Guarantees, Access, Tax Advantaged & Multi-generational benefits.
Personal Financing Strategies
Want true Financial Freedom? These strategies have been used for over 150 years by college students to billionaires. Change the banking rules and control your destiny.
Safe Money Planning
Safe Money Planning is all about the assets you Can’t Afford To Lose. No matter your age, we all need a diversified portfolio that incorporates guarantees & safety from market swings.
Debt Reduction Strategies
Traditional options can mean Hurting your credit rating, giving up control, fees & rigid terms, and still being at the creditor’s mercy. Our Debt Reduction Strategies Changes The Rules & puts you in control of your assets & Repayment Schedule.
Misc & Speciality Planning
Disease - Accidental - Hospital Planning
There are a Variety of Plans and Options that Provide critical Protection to You & your Loved Ones when a health crisis Strikes. These plans typically make a Lump Sum Cash payment.
Travel Protection Planning
Most Health & Life policies have limits or exclusions to coverage when out of the country. The good news is there are simple and affordable ways to ensure proper coverage.
Planning with Health Issues
When our Health has Changed it can Create many Challenges for us as we Plan for our Own protection as well as our Loved Ones's protection.
Juvenile Planning
Planning for a child’s Future is so Important in a World Of Uncertainty. Planning for things like, International Travel, College Savings, Lifetime Savings, Life Protection planning, etc.
Special Needs Planning
These require unique planning needs to ensure ongoing support and care continues. Making sure their well-being needs are met in your absence is critical.
Disability Income Protection Planning
Maintaining an Income when Unable to Perform your current Job as a result of an Injury or Illness. Helps to avoid debt & depletion of savings to put food on the table, pay the mortgage, etc.